MEDICARE

Turning 65 Is a Huge Milestone – Don’t Let the Worry of Medicare Take Away From That.

Let Us Help You.

Navigate the maze of Medicare confidently with Workplace Marketing Insurance Advisors as your compass. In the vast landscape of healthcare options, securing the right Medicare plan is pivotal. Serving South Dakota, we simplify the process, ensuring you make informed decisions tailored to your needs. Your health, your journey—let us guide you through the intricacies of Medicare. Ready to embark on a path to comprehensive coverage? Connect with us at (605) 274-6653 because when it comes to your well-being, precision is key. Choose assurance, choose Workplace Marketing Insurance Advisors for your Medicare needs.

What Is Medicare?

Medicare is health insurance for people who are age 65 or older, under 65 with certain disabilities, or any age with end-stage renal disease (permanent kidney failure).

Types of Medicare

There are four types of Medicare. Medicare Part A helps cover inpatient care in hospitals, skilled nursing facilities, and hospice and home health care. Generally, there is no monthly premium if you qualify and pay Medicare taxes while working.

Medicare Part B helps cover medical services like doctors’ services, outpatient care, and other medically necessary services that Part A doesn’t cover. You need to enroll in Medicare Part B and pay a monthly premium determined by your income, along with a deductible.

Many people also purchase a supplemental insurance policy, such as a Medigap plan, to handle any Part A and B coverage gaps.

Medicare Advantage Plans, also known as Medicare Part C, are combination plans managed by private insurance companies approved by Medicare. They typically are a combination of Part A, Part B, and sometimes Part D coverage, but must cover medically necessary services. These plans have the discretion to assign their own copays, deductibles, and coinsurance.

Medicare Part D is prescription drug coverage and is available to everyone with Medicare. It is a separate plan provided by private Medicare-approved companies, and you must pay a monthly premium.

Elevate your Medicare experience with Workplace Marketing Insurance Advisors. Dial (605) 274-6653 to secure your personalized plan now. Your health, your choice—make it with confidence.

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